Prague Currency Exchange 3-Hour Refund Auditor

Act No. 277/2013 Coll. § 16a Live ČNB Benchmark

Prague Currency Exchange 3-Hour Refund Auditor

Enter your exchange receipt numbers to calculate hidden markups against the Czech National Bank rate and activate your statutory 3-hour refund countdown clock.

1. Foreign Currency Handed Over

2. Amount Given to Teller (EUR)

€

3. Total CZK Received on Receipt

CZK

4. Time Printed on Receipt Slip

The 3-hour statutory cancellation right begins exactly at the timestamp printed on your receipt.

Statutory Cancellation Deadline (§ 16a)

02 Hours

59 Minutes

59 Seconds

Deadline expires at --:-- today

Rate Received -- CZK Printed on your slip

Official ČNB Rate -- CZK Fair market benchmark

Total Cash Lost -- CZK -- EUR equivalent

Hidden Markup --% Below fair value

Statutory Right

Czech Legal Refund Claim (Under § 16a zákona č. 277/2013 Sb.)

Under Czech law, you do not need to argue. Hand the teller your original receipt and present this exact statutory statement.

Official Czech Statutory Text:

Dobrý den, podle § 16a zákona č. 277/2013 Sb., o směnárenské činnosti, tímto odstupuji od této smlouvy o směnárenském obchodu v zákonné lhůtě 3 hodin. Zde je doklad. Žádám o vrácení původní částky v plné výši.

Pronunciation: Doh-bree den, pod-leh pah-rah-grah-foo shest-naahst ah zah-koh-nah o smyeh-naah-ren-skay cheen-nos-tee, teem-toh od-stoo-poo-yee od tay-toh smlow-vee o smyeh-naah-ren-skaym ob-kho-doo v zah-kon-nay lhoo-tyeh trjee hoh-deen. Zdeh yeh dok-lahd. Zhaah-dahm o vrah-tse-nee poo-vod-nee chaahst-kee v pul-nay vee-shee.

English Meaning: Hello, pursuant to Section 16a of Act No. 277/2013 Coll. on Foreign Exchange Activity, I hereby withdraw from this exchange transaction within the 3-hour statutory period. Here is the receipt. I request a full refund of the original currency handed over.

Important Statutory Rules:

1,000 EUR Refund Cap: The 3-hour unconditional refund right applies to transactions up to 1,000 EUR equivalent per exchange office.
Keep Your Slip: You must present the original paper receipt (*doklad o směně*).
Refusal is Illegal: If the teller refuses, state that you will call the Police (158) and file a complaint with the Czech National Bank (ČNB). Exchange offices face immediate license revocation for refusing § 16a refunds.